1.1 These terms and conditions shall govern your use of our website.
1.2 By using our website, you accept these terms and conditions in full; accordingly, if you disagree with these terms and conditions or any part of these terms and conditions, you must not use our website.
1.3 If you register with our website we will ask you to expressly agree to these terms and conditions.
1.4 You must be at least  years of age to use our website; and by using our website or agreeing to these terms and conditions, you warrant and represent to us that you are at least  years of age.
1.6 Type of service provided
a. Paid Service (Membership Plans)
You will be charged fees (the "Fees") for this service. This service is hereinafter referred to as "Personal Account" or "Paid Service"
b. Trial Offer
You will not be charged any fees for this service. This is a Free Service supported by advertisements for 14 days from date of registration. This service is hereinafter referred to as “Trial Offer” or “Free Service”.
2. Payment Terms
2.1 You will be charged Fees for the Paid Service, which you will pay to MyInformationVault, Inc by authorized credit card. The Fees applicable for the Service are available at www.MyInformationVault.com. We reserves the right to change the Fees or applicable charges and to enforce new charges at any time, upon fourteen (14) days prior notice to you (which may be sent by email).
a. Trial Offer
If you registered for a Trial Offer and at a later time decide to upgrade your account to Paid Service, you will immediately be charged applicable Fees, and your upgrade date will become Billing Date on your account.
2.2 Your account will be considered delinquent if your credit card company refuses for any reason to pay the amount billed to it and that amount remains unpaid. The Service may be suspended, archived or purged from system if account is delinquent for more than 30 days after expiry. We may impose a charge to restore archived data from delinquent accounts.
2.3 If you believe the charges/ fees for paid service are incorrect, you must contact us no later than 14 days after the closing date on the first billing statement in which the error or problem appeared, in order to receive an adjustment or credit. Inquiries should be directed to our Customer Support department at email@example.com.
3. Copyright notice
3.1 Copyright (c)  [MyInformationVault, Inc].
3.2 Subject to the express provisions of these terms and conditions:
(a) we, together with our licensors, own and control all the copyright and other intellectual property rights in our website and the material on our website; and
(b) all the copyright and other intellectual property rights in our website and the material on our website are reserved.
4. Licence to use website
4.1 You may:
(a) view pages from our website in a web browser;
(b) download pages from our website for caching in a web browser;
(c) print pages from our website;
4.2 Except as expressly permitted by Section 4.1 or the other provisions of these terms and conditions, you must not download any material from our website or save any such material to your computer.
4.3 Except as expressly permitted by these terms and conditions, you must not edit or otherwise modify any material on our website.
4.4 Unless you own or control the relevant rights in the material, you must not:
(a) republish material from our website (including republication on another website);
(b) sell, rent or sub-license material from our website;
(c) show any material from our website in public;
(d) exploit material from our website for a commercial purpose; or
(e) redistribute material from our website.
4.5 We reserve the right to restrict access to areas of our website, or indeed our whole website, at our discretion; you must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on our website.
4.6 MyInformationVault, Inc grants you a non-exclusive, non-transferable, limited license to use the Site in accordance with this Agreement. Your right to access and use MyInformationVault.com and the Service is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use MyInformationVault.com for lawful purposes.
5. Acceptable use
5.1 You must not:
(a) use our website in any way or take any action that causes, or may cause, damage to the website or impairment of the performance, availability or accessibility of the website;
(b) use our website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
(c) use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software;
(d) conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent;
(e) access or otherwise interact with our website using any robot or other automated means; (f) use data collected from our website for any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing and direct mailing).
5.2 You must not use data collected from our website to contact individuals, companies or other persons or entities.
5.3 You must ensure that all the information you supply to us through our website, or in relation to our website, is true and accurate.
6. Registration and accounts
6.1 To be eligible for an individual account on our website under this Section 6, you must be at least 18 years of age and a resident of the United States.
6.2 You may register for an account with our website by completing and submitting the account registration form on our website, and clicking on the verification link in the email that the website will send to you.
6.3 You must notify us immediately if you become aware of any unauthorised use of your account.
6.4 You must not use any other person's account to access the website.
7. User IDs and passwords
7.1 If you register for an account with our website, you will be asked to choose a user ID (primary email address) and password.
7.2 Your user ID must not be liable to mislead and must comply with the content rules set out in Section 10; you must not use your account or user ID for or in connection with the impersonation of any person.
7.3 You must keep your password confidential.
7.4 You must notify us immediately if you become aware of any disclosure of your password.
7.5 You are responsible for any activity on our website arising out of any failure to keep your password confidential, and may be held liable for any losses arising out of such a failure.
8. Cancellation and suspension of account
8.1 We may:
(a) suspend your account and/or
(b) cancel your account
if renewal payments are not made in a timely manner.
8.2 You may cancel your account by sending us an account cancellation request at firstname.lastname@example.org. Your account cancellation will be effective at the end of the current billing cycle. You will have access to your account until the end of the billing cycle. After your account has been canceled, you will no longer have access to your account. Please note that canceling a subscription will not retroactively refund subscription payments. Previously charged subscription fees cannot be prorated based on cancellation date.
Please note that the foregoing cancellation right does not apply to the free trial. If you’ve signed up for a free trial, you can cancel your trial at any time during your free trial period and you will not be charged.
8.3 We may refuse to pass information to the Information recipient if user's account is in expired state because of the non-payment. We will however release this information as soon as account is settled by the Information Recipient or anyone else on behalf of users.
9. Your content: licence
9.1 In these terms and conditions, "your content" means all works and materials (including without limitation text, graphics, images, and files) that you submit to us or our website for storage or transmission via, our website.
9.2 Without prejudice to our other rights under these terms and conditions, if you breach any provision of these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we may delete, unpublish or edit any or all of your content.
10. Your content: rules
10.1 You warrant and represent that your content will comply with these terms and conditions.
10.2 Your content must not be illegal or unlawful, must not infringe any person's legal rights, and must not be capable of giving rise to legal action against any person (in each case in any jurisdiction and under any applicable law).
10.3 Your content, and the use of your content by us in accordance with these terms and conditions, must not:
(a) be libellous or maliciously false;
(b) be obscene or indecent;
(c) infringe any copyright, moral right, database right, trade mark right, design right, right in passing off, or other intellectual property right;
(d) infringe any right of confidence, right of privacy or right under data protection legislation;
(e) constitute negligent advice or contain any negligent statement;
(f) constitute an incitement to commit a crime[, instructions for the commission of a crime or the promotion of criminal activity];
(g) be in contempt of any court, or in breach of any court order;
(h) be in breach of racial or religious hatred or discrimination legislation;
(i) be blasphemous;
(j) be in breach of official secrets legislation;
(k) be in breach of any contractual obligation owed to any person;
(l) be untrue, false, inaccurate or misleading;
(m) consist of or contain any instructions, advice or other information which may be acted upon and could, if acted upon, cause illness, injury or death, or any other loss or damage;
(n) be offensive, deceptive, fraudulent, threatening, abusive, harassing, anti-social, menacing, hateful, discriminatory or inflammatory;
10.4 We take no responsibility if information delivered to the Information Recipient violates or harms him/her in any way and also reserves the right to disclose information where it is necessary to satisfy any applicable law, regulation, legal process or governmental request.
11. Limited warranties
11.1 We do not warrant or represent:
(a) the completeness or accuracy of the information published on our website;
(b) that the material on the website is up to date; or
(c) that the website or any service on the website will remain available.
11.2 We reserve the right to discontinue or alter any or all of our website services, and to stop publishing our website, at any time in our sole discretion without notice or explanation; and save to the extent expressly provided otherwise in these terms and conditions, you will not be entitled to any compensation or other payment upon the discontinuance or alteration of any website services, or if we stop publishing the website.
11.3 To the maximum extent permitted by applicable law and subject to Section 12.1, we exclude all representations and warranties relating to the subject matter of these terms and conditions, our website and the use of our website.
12. Limitations and exclusions of liability
12.1 Nothing in these terms and conditions will:
(a) limit or exclude any liability for death or personal injury resulting from negligence;
(b) limit or exclude any liability for fraud or fraudulent misrepresentation;
(c) limit any liabilities in any way that is not permitted under applicable law; or
(d) exclude any liabilities that may not be excluded under applicable law.
12.2 The limitations and exclusions of liability set out in this Section 12 and elsewhere in these terms and conditions:
(a) are subject to Section 12.1; and
(b) govern all liabilities arising under these terms and conditions or relating to the subject matter of these terms and conditions, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty.
12.3 We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control.
12.4 We will not be liable to you in respect of any business losses, including (without limitation) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill.
12.5 We will not be liable to you in respect of any loss or corruption of any data, database or software.
12.6 We will not be liable to you in respect of any special, indirect or consequential loss or damage.
12.7 You accept that we have an interest in limiting the personal liability of our officers and employees and, having regard to that interest, you acknowledge that we are a limited liability entity; you agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the website or these terms and conditions (this will not, of course, limit or exclude the liability of the limited liability entity itself for the acts and omissions of our officers and employees).
13. Breaches of these terms and conditions
13.1 Without prejudice to our other rights under these terms and conditions, if you breach these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we may:
(a) send you one or more formal warnings;
(b) temporarily suspend your access to our website;
(c) permanently prohibit you from accessing our website;
(d) block computers using your IP address from accessing our website;
(e) contact any or all your internet service providers and request that they block your access to our website;
(f) commence legal action against you, whether for breach of contract or otherwise; and/or
(g) suspend or delete your account on our website.
13.2 Where we suspend or prohibit or block your access to our website or a part of our website, you must not take any action to circumvent such suspension or prohibition or blocking (including without limitation creating and/or using a different account).
14.1 We may revise these terms and conditions from time to time.
14.2 The revised terms and conditions shall apply to the use of our website from the date of publication of the revised terms and conditions on the website, and you hereby waive any right you may otherwise have to be notified of, or to consent to, revisions of these terms and conditions. If you do not agree to the revised terms and conditions, you must stop using our website.
15.1 You hereby agree that we may assign, transfer, sub-contract or otherwise deal with our rights and/ or obligations under these terms and conditions.
15.2 You may not without our prior written consent assign, transfer, sub-contract or otherwise deal with any of your rights and/or obligations under these terms and conditions.
16.1 If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.
16.2 If any unlawful and/or unenforceable provision of these terms and conditions would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
17. Trial Offers, Credits, Discounts & Promotional Offers
We reserves the right to discontinue or modify coupons, credits and special promotional offers at our discretion. The Free Trial offer associated with our Service entitles new, registered subscribers to a one-time free 14 days trial usage of the service. Free Trial terms may vary by promotional offer. If You wish to terminate the trial and do not wish to subscribe to a plan, you must email us at email@example.com.
18. Third party rights
18.1 These terms and conditions are for our benefit and your benefit, and these terms and conditions are not intended to benefit or be enforceable by any third party.
18.2 The exercise of the parties' rights under these terms and conditions is not subject to the consent of any third party.
19. Entire agreement
19.1 Subject to Section 12.1, these terms and conditions, shall constitute the entire agreement between you and us in relation to your use of our website and shall supersede all previous agreements between you and us in relation to your use of our website.
20. Law and jurisdiction
20.1 These terms and conditions shall be governed by and construed in accordance with the United States.
20.2 Any disputes relating to these terms and conditions shall be subject to the exclusive jurisdiction of the courts of the United States.
21. Our details
21.1 This website is owned and operated by MyInformationVault, Inc.
21.2 We are a registered corporation in Delaware, USA under registration number 5373104, and our registered office is at 10808 Kingsland St. Los Angeles, CA 90034.
21.3 Our principal place of business is at 10808 Kingsland St. Los Angeles, CA 90034.
If you have any questions about this Agreement, please contact us at firstname.lastname@example.org.